Key Banking Parameters (All Banks) as on 31.12.2021
Amount in Crore
Sr. |
Parameters |
Outstanding Amount |
|
Dec-20 |
Dec-21 |
Dec-19 |
Dec-20 |
Dec-21 |
Amt. |
% |
Amt. |
% |
1 |
Total number of Branches |
7,866 |
8,021 |
8,034 |
155 |
1.97 |
13 |
0.16 |
2 |
Total number of ATMs |
9,405 |
9,220 |
9,366 |
-185 |
-1.97 |
146 |
1.58 |
3 |
Total Deposits |
4,18,919 |
4,64,171 |
5,13,301 |
45,252 |
10.80 |
49,130 |
10.58 |
4 |
Total Advances |
3,29,107 |
3,50,880 |
3,79,045 |
21,773 |
6.62 |
28,165 |
8.03 |
5 |
Credit as per place of utilization |
5,805 |
9,616 |
9,858 |
3,811 |
65.65 |
242 |
2.52 |
6 |
Credit Deposit Ratio |
78.56 |
75.59 |
73.84 |
-3 |
-3.78 |
-2 |
-2.31 |
7 |
CD Ratio including credit as per place of utilization |
79.95 |
77.66 |
75.77 |
-2 |
-2.85 |
-2 |
-2.45 |
8 |
Total Business [3+4] |
7,48,026 |
8,15,051 |
8,92,346 |
67,025 |
8.96 |
77,295 |
9.48 |
9 |
Agriculture |
1,08,215 |
1,15,006 |
1,26,492 |
6,791 |
6.28 |
11,486 |
9.99 |
10 |
% of Agriculture advances to Total advances [RBI Norm*: 18%] |
32.88 |
32.78 |
33.37 |
0 |
-0.32 |
1 |
1.81 |
11 |
MSME |
59,962 |
66,802 |
72,685 |
6,840 |
11.41 |
5,883 |
8.81 |
12 |
Education |
2,640 |
2,764 |
2,682 |
124 |
4.70 |
-82 |
-2.97 |
13 |
Housing |
38,792 |
41,567 |
44,544 |
2,775 |
7.15 |
2,977 |
7.16 |
14 |
Total Priority Sector Advances |
1,99,715 |
2,17,014 |
2,35,522 |
17,299 |
8.66 |
18,508 |
8.53 |
15 |
% of Priority Sector advances to Total advances [RBI Norm*: 40%] |
60.68 |
61.85 |
62.14 |
1 |
1.92 |
0 |
0.46 |
16 |
Total Non-Priority Sector Advances |
1,29,392 |
1,33,866 |
1,43,523 |
4,474 |
3.46 |
9,657 |
7.21 |
17 |
Total NPA |
36,651 |
31,964 |
37,409 |
-4,687 |
-12.79 |
5,445 |
17.03 |
18 |
% of NPA to total advances |
11.14 |
9.11 |
9.87 |
-2 |
18.20 |
1 |
8.34 |
* For Domestic Commercial Banks
Agriculture Credit growth over last few years
Growth under MSMEs, Priority Sector credit and advances to weaker sections over last few years
Key Banking Parameters of Scheduled Commercial Banks excluding Co-operative Banks-At a glance (as on 31.12.2021)
Amount in Crore
Sr. |
Parameters |
Outstanding Amount |
Y-o-Y Variation |
Dec-19 |
Dec-20 |
Dec-21 |
Dec-18 |
Dec-19 |
Dec-20 |
Dec-21 |
Amt. |
% |
Amt. |
% |
Amt. |
% |
1 |
Total number of Branches |
6,812 |
6,989 |
7,144 |
7,183 |
177 |
2.60 |
155 |
2.22 |
39 |
0.55 |
2 |
Total number of ATMs |
9,424 |
9,383 |
9,198 |
9,340 |
-41 |
-0.44 |
-185 |
-1.97 |
142 |
1.54 |
3 |
Total Deposits |
3,58,347 |
3,93,564 |
4,33,584 |
482737 |
35,217 |
9.83 |
40,020 |
10.17 |
49,153 |
11.34 |
4 |
Total Advances |
2,58,213 |
2,93,022 |
3,12,898 |
338426 |
34,809 |
13.48 |
19,876 |
6.78 |
25,528 |
8.16 |
5 |
Credit as per place of utilization |
9,590 |
5,805 |
9,616 |
9,858 |
-3,785 |
-39.47 |
3,811 |
65.65 |
242 |
2.52 |
6 |
Credit Deposit Ratio |
72.06 |
74.45 |
72.17 |
70.11 |
2 |
3.33 |
-2 |
-3.07 |
-2 |
-2.85 |
7 |
CD Ratio including credit as per place of utilization |
74.73 |
75.93 |
74.38 |
72.15 |
1 |
1.60 |
-2 |
-2.04 |
-2 |
-3.01 |
8 |
Total Business [3+4] |
6,16,560 |
6,86,586 |
7,46,482 |
821163 |
70,026 |
11.36 |
59,896 |
8.72 |
74,681 |
10.00 |
9 |
Agriculture |
70,683 |
77,181 |
82,067 |
90,908 |
6,498 |
9.19 |
4,886 |
6.33 |
8,841 |
10.77 |
10 |
MSME |
50,434 |
59,518 |
64,785 |
70,717 |
9,084 |
18.01 |
5,267 |
8.85 |
5,932 |
9.16 |
11 |
Education |
2,701 |
2,640 |
2,763 |
2,680 |
-61 |
-2.26 |
123 |
4.66 |
-83 |
-3.00 |
12 |
Housing |
31,704 |
38,489 |
41,297 |
44,309 |
6,785 |
21.40 |
2,808 |
7.30 |
3,012 |
7.29 |
13 |
Total Priority Sector Advances |
1,44,838 |
1,64,109 |
1,80,041 |
196002 |
19,271 |
13.30 |
15,932 |
9.71 |
15,962 |
8.87 |
14 |
Total Non-Priority Sector Advances |
1,13,375 |
1,28,913 |
1,32,857 |
142424 |
15,538 |
13.71 |
3,944 |
3.06 |
9,566 |
7.20 |
15 |
Total NPA |
29,814 |
29,682 |
24,602 |
30,522 |
-132 |
-0.44 |
-5,080 |
-17.11 |
5,920 |
24.06 |
16 |
% of NPA to total advances |
11.55 |
10.13 |
7.86 |
9.02 |
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